Gross to net salary calculator. No sign-up, no ads.
🇲🇽 Mexico Net Salary Calculator 2026
Mexican payroll has two deductions: ISR (income tax) and IMSS (social security). ISR is progressive across 11 brackets, starting at 1.92% and rising to 35% above $5,107,703.93 a year, applied straight to gross salary since IMSS quotas aren't deductible from the tax base. IMSS itself is really five small contributions, Enfermedad y Maternidad, Prestaciones en Dinero, Gastos Médicos, Invalidez y Vida, and Cesantía y Vejez, adding up to about 2.775% of salary once you're above a small exempt floor, capped once your salary passes 25 UMAs (around $1,069,866 a year in 2026). Lower earners also get a flat monthly subsidio al empleo credit, which isn't included here.
Mexico Income Tax Brackets
| Income band | Rate |
|---|---|
| $0 – $10,135 | 1.92% |
| $10,135 – $86,022 | 6.40% |
| $86,022 – $151,176 | 10.88% |
| $151,176 – $175,736 | 16.00% |
| $175,736 – $210,404 | 17.92% |
| $210,404 – $424,354 | 21.36% |
| $424,354 – $668,840 | 23.52% |
| $668,840 – $1,276,926 | 30.00% |
| $1,276,926 – $1,702,568 | 32.00% |
| $1,702,568 – $5,107,704 | 34.00% |
| $5,107,704 and above | 35.00% |
Take-home pay examples
| Gross / year | Net / year | Net / month |
|---|---|---|
| $150,000 | $134,338 | $11,195 |
| $350,000 | $288,700 | $24,058 |
| $700,000 | $546,256 | $45,521 |
| $1,200,000 | $885,991 | $73,833 |
Employee figures only, standard deductions applied. Pension contributions, benefits in kind, and other personal factors are not included.
Frequently Asked Questions
What is the UMA and why does it matter?
The UMA (Unidad de Medida y Actualización) is a reference value the government updates each year, used to set thresholds across Mexican law, including the IMSS exemption floor and contribution ceiling. For 2026 it's $3,566.22 a month. The IMSS cap of 25 UMAs works out to roughly $1,069,866 a year.
Is the subsidio al empleo included?
No. It's a flat $535.65/month tax credit for workers earning up to $11,492.66 a month, aimed at low earners. Since it only affects people near the bottom of the pay scale, leaving it out slightly overstates tax for lower-income examples but makes no difference for typical professional salaries.
Are IMSS contributions deductible from income tax?
No. Unlike some countries where social security reduces your taxable base, Mexican ISR is withheld on your full gross salary; IMSS comes out separately afterward.