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🇭🇺 Hungary Net Salary Calculator 2025
Hungary operates one of the flattest tax systems in the EU: a 15% income tax (SZJA) on gross salary with no brackets, no personal allowance for a single earner, and no deductions from the tax base. Social contributions (TB-járulék) add 18.5%: 10% into the pension fund and 8.5% covering health and labour market. Total deductions for a typical employee run around 33.5% of gross. Hungary's simplicity is the point: the tax code was deliberately flattened to reduce complexity, and it remains one of the few genuinely single-rate systems in Europe. At HUF 7,000,000 gross (about €18,000), a Hungarian employee takes home HUF 4,655,000 after the 15% SZJA and 18.5% TB-járulék. The flat structure means the effective deduction rate is always exactly 33.5%, whatever income level you are at.
Hungary Income Tax Brackets
| Income band | Rate |
|---|---|
| Ft 0 and above | 15.00% |
Take-home pay examples
| Gross / year | Net / year | Net / month |
|---|---|---|
| Ft 4,000,000 | Ft 2,660,000 | Ft 221,667 |
| Ft 7,000,000 | Ft 4,655,000 | Ft 387,917 |
| Ft 12,000,000 | Ft 7,980,000 | Ft 665,000 |
| Ft 20,000,000 | Ft 13,300,000 | Ft 1,108,333 |
Employee figures only, standard deductions applied. Pension contributions, benefits in kind, and other personal factors are not included.
Data & assumptions
- Tax year
- 2026
- Last updated
- 2026-07-17
- Employment assumption
- Full-time employee, single filer
Figures are estimates based on standard deductions and do not account for pension contributions, benefits in kind, or individual circumstances. See our methodology for how these numbers are calculated.
Frequently Asked Questions
Is there any personal allowance in Hungary?
Not for single earners. The main tax benefit in Hungary is the family tax allowance (CSOK and Családi adókedvezmény), which can substantially reduce income tax for earners with children. This calculator shows the standard single-earner situation with no family benefits applied.
What does the 18.5% TB-járulék cover?
The social contribution breaks down into 10% pension (Nyugdíjjárulék), which funds the state pension, and 8.5% for health insurance plus the labour market fund (Egészségügyi és munkaerő-piaci járulék). Your employer also pays szociális hozzájárulási adó (13% employer payroll tax) on top, but that doesn't come from your pay.
Do Hungarian SS contributions reduce income tax?
No. The 18.5% social contribution is paid on full gross salary and is not deductible from the SZJA tax base. Income tax is 15% of the same gross salary. There's no step-down, no deductibility, and the marginal rate on each extra forint of income is always 33.5% for the standard employee.
What is a good salary in Hungary?
Budapest is Hungary's dominant economic centre and by far its most expensive city; salaries outside the capital are materially lower. A single person in Budapest typically needs HUF 400,000–600,000 net per month to live comfortably, which corresponds to roughly HUF 600,000–900,000 gross. The national median gross salary is around HUF 600,000–700,000 per year. Hungary's tech sector is growing: software engineers in Budapest commonly earn HUF 1,200,000–3,000,000 gross. The flat 15% rate means take-home efficiency does not improve at any income level, but the overall simplicity of the system is a draw for employers.
What family tax allowances are available in Hungary?
Hungary offers substantial tax benefits for families with children. The Családi adókedvezmény (family tax allowance) reduces income tax by HUF 66,670 per month for one child, HUF 133,340 per child per month for two children, and HUF 220,000 per child per month for three or more. The allowance can also be split with a spouse. For families with three or more children, the credit can exceed the income tax bill entirely, at which point any unused portion can be set against social contributions. This calculator shows the single-earner baseline; qualifying families with children have materially higher net pay.
How does Hungarian take-home compare to its neighbours?
At equivalent gross salaries, Hungary's 33.5% effective rate sits between the extremes. Bulgaria (effective 20–22%) and Ukraine (23%) are cheaper; Romania (42–43%) is more expensive. Among EU neighbours, Czech Republic (15%/23%) and Slovakia (19%/25%) offer lower starting rates with comparable social contribution structures. The major difference is that Hungary's SS is not deductible from the income tax base, unlike Austria and Germany. For high earners, the flat 15% income tax is competitive with most neighbouring brackets once SS is factored in.